Recently, there is a significant transition from paper-based to electronic-based payment systems. The aim
of this dissertation is to analyse the payment behaviour of the non-EEA students, who are regarded as
level 9 according to the national framework of qualifications in Ireland.
A simple explanation of the payment behaviour concept is to study how do consumers pay money.
Otherwise, the spending behaviour concept is expressed by studying where do consumers disburse such
money. Therefore, the central idea of this study starts with that strong correlation between the two
concepts and their significant effect on each other. Consequently, the main purpose of this research is to
study the contemporary perceptions of the payment methods and the extent of their impact on the
Moreover, this correlation has driven creating the research themes, which were studied within the
context of the research objectives in terms of their veracity and relevance. However, since the existing
literature needed to be continued particularly in Ireland, this research has filled a knowledge gap in the
existing academic work concerning the Irish context.